Veterans Benefits

10 VALUABLE VETERANS BENEFITS YOU SIMPLY CAN’T AFFORD TO MISS OUT ON

As a military member, you may already know about veteran benefits, but we are sure you aren’t familiar with some hidden perks that you could get as a veteran. After dedicating your life to the country, you deserve every benefit that comes your way.

You may know already that you are entitled to Tricare health, GI Bill educational benefits and VA home loans that are available to veterans through the Department of Veterans Affairs. But there are a lot of other considerable benefits for the retired veteran. And when you have just retired, and are settling in a new routine, every bit counts.

We have skimmed some of the best military benefits to add some convenience to your lives and the lives of your loved ones.

1. Transferable GI Bill:

You may already know that servicemen and veterans are eligible to have higher educational benefits. A veteran can use these benefits until 15 years after his service. But in case you don’t use these military benefits for yourself, you can also transfer your unused credits to your spouses and dependents. Although, there might be some service limitations required to execute the transfer.

2. VA Mortgage Assistance:

The Department of Veterans Affairs offers repayment assistance to retired military members who are having trouble paying their mortgage. If you are having trouble to pay the mortgage for your veteran retirement home, stop worrying. This added assistance can be used to start a special repayment plan or allow loan leniency, and loan modification plans. There can be many plans to help you get resources and funds for buying your retirement house.
Also, you must know that you are eligible to receive a veteran retirement home. You can learn more about the financial details here.

3. Certification Programs

GI Bill offers financial assistance for achieving higher education, and a degree. But you can also do certification courses or take vocational training. The GI Bill will pay up to $2000 towards your training and certification. These days, when digital marketing and freelancing has opened new doors for everyone, you can take certification courses and start a new career easily.
This could be ideal for you if you want to start a career that doesn’t require a degree. You can also acquire new skills through training and start earning.

4. VA Foreclosures

If a house serviced by VA loans goes into foreclosure, the VA will add its details to a list. Anybody can have access to this list of VA acquired properties. But as a retired veteran, you can not only have access to the list, but you will also be eligible for substantial discounts. Moreover, a VA foreclosure property also qualifies for VA financing.

5. American Corporate Partners

After retirement, most veterans want to start a career. American Corporate Partners provides benefits for the retired veteran. It will connect you to the top-ranking companies in the US. Not only that, but you can also enjoy the added military benefits of professional mentoring and vocational training.

This can prove extremely useful for veterans since it can help you push-start your career.

6. Death and Burial Benefits

As a veteran, you have served your country with all your might. When a veteran dies, he should have a dignified funeral with the acknowledgment and admiration that he deserves. In the case of the unfortunate event of demise, the members of the veteran’s family will be eligible for some VA benefits.

The family of the deceased veteran can request a US flag and a Presidential Memorial Certificate to bury their heroes with the honor that they are worthy of. VA can also send free headstones on request.

7. Life insurance

If you sustained an injury during service, it may be difficult to get traditional life insurance. Some veterans benefits can help you receive a substantial amount for life insurance.
The Servicemembers’ and Veterans Group Life Insurance Program can pay up to $400,000 towards life insurance. When you choose life insurance that is specialized to assist military members, you can avoid a lot of troubles and complications to adjust a regular insurance plan to your unique situation.

8. Free Tax Preparation

Volunteer Income Assistance Programs allow veterans and their family members the military benefits of getting free help for preparing Tax. The offices of VIA are located on most military bases. The volunteers are highly skilled and capable to help retired veterans deal with complicated tax issues.

9. Long-Term Care

It can be very expensive to get long-term care, and most veterans cannot afford it with their regular insurance. The Aid and Attendance Program assists retired veterans to get coverage for long-term services, and nursing homes. The program facilitates veterans by providing extra VA benefits.
Overall, it pays about $25000 for veterans. Another great perk is that this money is tax-free. The program also pays to cover for long-term care costs of surviving spouses of veterans.

10. Small Benefits

  • You may be aware that Medicare doesn’t cover the cost of hearing aid. Therefore, to make your life easier, VA insurance provides fully-covered hearing aids for eligible veterans.
  • CHAMPVA, VA’s Civilian Health and Medical Program, provides health insurance for the spouses and dependents of disabled veterans. This doesn’t require any premiums.
  • Veteran-Directed Care Program offers special military benefits to veterans who may need assistance at home. You can receive up to $2000 a month to pay helpers and aides.

Final Word:

As a retired military member, you may be eligible for more veteran benefits than you realize. The best way to unlock the hidden perks is to research, we have found some of the best military benefits for both you and your family. Don’t hesitate to check your eligibility for these benefits. Remember, after years of service you deserve all the benefits that come your way.

One Year Anniversary at the Gulfport AFRH

Recalling my anniversary date of July 19, 2018, I had risen from my bed in Pass Christian, MS in order to make breakfast for 7:00 a.m. in the AFRH cafeteria.

At 9:a.m. I met Smitty, one of the volunteer residents, who ushered me through the numerous tasks that had to be checked off during that day and the following days.
Health evaluation, Mail unit number, Room number, I.D. Card, Psychological test, then the Business office to determine my monthly fees.

Regarding my fee arrangement, I was completely surprised that for this year, I was only charged against my social security income and not my annuity. I surmise that will take place later.

Perhaps beginning next year.

The list of check offs lasted through the afternoon and then I returned to my home in Pass Christian. Since I was advised of my report-in-date just the previous month, the past several weeks were hectic while being devoted to giving away furniture, crafts, cookware, clothes, etc. I had found but few buyers interested in
purchasing from my rather large inventory.

I stayed the night in the Pass since the following day was my big move to the Veterans Retirement Home. Fortunately, I had the help of two good-hearted fellows at no cost to me.

I followed up with several trips back and forth in my auto in order to bring in my saved items. Now, I am almost completely settled in my suite. Furniture deployed, computer and accessories arranged, and most of my pictures were hung.

During chow time, for the first week, I sat at different tables in gaining acquaintance with members of my new society. I was to learn that some talked and some only mumbled and others were silent. A few even resented my presence at their table. No mind – I moved on to the next to introduce myself. “Hi, I’m Dan from Pass Christian!” Finally, I began sitting at one approachable table and learned their names: Ed, a 95-year-old golf player on 3-days-a-week, retired Naval Chief Petty Officer whom I refer to as the “Sage.” He knows about everything regarding the Military Retirement system – more so because he is the longest living resident of the Home, having more than twenty years. He is well read and well spoken and knows about everything else but maintains his quiet except with some outspoken
criticisms of the system. He is a good source of information. Card-playing Stan is the quiet Air Force Master Sergeant who became a truck driver after military retirement.

Chip, is the youth among the others, perhaps early 60s in age who volunteers in D Tower with the chair bound invalid residents. Ninety-six-year-old Pete, with a “rollater,” manages to work out for a half-hour every morning in the gym. He is proud of being a former Mardi Gras parade King for the Home.

Note: When I had arrived a year ago, there was strife in the air with grumblings and dissatisfactions with the system because rental increases had been announced. These guys don’t hold back on their grudges. About 70 Residents had left due to the higher rental rates, however, all seems to be well at this time.

Dan Ellis

Life After Retirement – Finding Joy and Fulfillment in The Journey

Life After Retirement – Finding Joy and Fulfillment in This New Journey

You’ve done it! Congratulations you’re retired! Now what? What does Life After Retirement look like?

So many people look forward to the promises of the golden age of retirement; no more work and all play.

But do we forget how to play after so many years of working?

The answer is more than likely YES!

In this article, we’re going to share with you how to get the most out of life after you’ve retired.

Whether you’re living in a Veterans Retirement Home like the AFRH or stilling living in your own home you can find joy and fulfillment in retirement anywhere.

Everyone has a different retirement goal and envisions their life after retirement completely different. Some people just want to enjoy the same lifestyle in the same home with their family. Others want to travel the world and still, others want to devote themselves to giving back to their community.

Whatever your retirement goals are enjoying retirement is the key to how to have a fulfilling retirement.

Mind Over Money

Most people, when they think of retirement, focus on retirement savings, retirement income, and Financial Security.

However, money in retirement is nothing but a tool. This tool can allow you free time, spending time with your family, happiness, health, and purpose.  Viewing money as a tool rather than a crutch is important for long-term retirement happiness. Your view and relationship with money will set the tone for your transition into retirement.

Be Like a Duck

Once you retire you’re going to find that you have a lot more free time than you ever did. This time can quickly be filled with requests, demands, and sometimes even nagging from your friends or family to do what they’d like you to do.

The biggest thing to know is that you’re not going to be able to make those people happy all the time.

Choose activities and how you spend your time in a way that’s right for you and that makes you happy. Choosing the things that are most important to you like hobbies, spending time with grandchildren, volunteering, or whatever is the closest to your heart will make you the happiest.

Focus on those things and don’t focus on the requests or demands of those around you.  Be like a duck and let all of those request and demands for your time roll off your back. Life is short be happy!

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Find what you Love

Finding what you love to do can be one of the first big steps (and often overlooked) to enjoying your retirement.

Right up there on the checklist for happiness and health is fulfillment. When you find an activity, whether it be volunteering, a part-time job,  traveling, or helping other people, your daily life will become more fulfilling and you’ll be grateful for every part of what happened in each day.

In order to find what you love start where you are.

Have you been an avid golfer?
Do you love gardening?

Engaging in all the things you’ve loved over the years even at a higher level will allow you to really see what sparks joy in the inside of you.  If you find that going back to activities you’ve done before but they aren’t fulfilling, start trying new activities. If you need to fill your time, consider volunteering, getting a part-time job or learning a new skill.

The internet is a great place to access information on different skills that you can use to help other people. SocialMedia4Beginners.com is a great resource of FREE online courses that you can use to learn about the most popular Social Media Sites online.

Enjoy Your Life in Retirement!

Our biggest piece of advice is to just enjoy each and every moment.  Even the ones that seem lonely or boring.

Once you find what you love, those moments may be few and far between!  

5 Things You Can Do To Overcome Loneliness as a Senior

Overcoming Loneliness as a Senior can be a challenge.  If your spouse has passed away and you are alone, or maybe your children are just grown up and living away from home, we at the Armed Forces Veterans Retirement Home understand. 

There are many situations in which you can find yourself lonely as a senior citizen.

No matter what situation you’re in there are ways to overcome this loneliness and reconnect with other people. In this article will share with you five things you can do to overcome loneliness as a senior.

5 Things to help you Overcome Loneliness as a Senior

1. Volunteering

Volunteering can be a great way to overcome loneliness.  When you volunteer, you will meet many other people. There is even the possibility of finding other Seniors that are in the same situation that you are.

Volunteering can be a great way to become involved in your community and give back. It can also connect you with people you may have never encountered in your daily routine. Interacting with all generations can be helpful to broaden your Social Circle.

Being a volunteer at an organization can also provide you with a sense of purpose and direction. Helping other people can also put your own situation into perspective and allow you to see the things you are grateful for in your own life.

    2. Get a Pet

Getting a pet can also be a great way to overcome loneliness. Pets are constant companions always with you, always happy to see you, ready to cheer you up at a moments notice.

Having a pet and taking care of them can greatly increase your sense of purpose and enjoyment in your life.

    3. Make New Friends

Making new friends is a great way to overcome loneliness.

While it may not be as easy as it sounds, there are great resources available for seniors in your community.  Use every opportunity you have when you meet someone to introduce yourself and let them know who you are.

Get to know them and don’t be too shy to invite them to join you for a cup of coffee.

Some suggestions of places you can meet other seniors colon

  • Your local Senior Center
  • Churches
  • Health clubs
  • Meetup.com
  • Service organizations
  • Your Area Agency on Aging
  • Social Media

4. Find a New Hobby

When you start anything new including hobbies, you’ll naturally make friends with people who also enjoy that hobby.

Let’s say you decide to take up gardening. If you go to your local Garden Center, you’re more than likely to interact with other gardeners. Starting a conversation about your new hobby can be a great way to find other people to interact with.

    5. Meet Your Neighbors

Making an effort to meet your neighbors can be a great way to fight loneliness. Take a walk around your neighborhood, clean up trash or plant some flowers.  Meeting neighbors on your walk will probably happen naturally.

Beautifying your neighborhood will not only make you feel good but can also be a natural conversation starter for anyone that sees what you’re up to.

It is very important to know that if you feel lonely, you are not alone. Many Seniors also report feeling lonely, and social isolation even when living with family members.

Whatever ways you feel most comfortable, just start trying to combat loneliness. Get started today! There is no better time than the present moment to start connecting with the people around you.

Taking good care of your mental health can help to fight loneliness and depression.

A Day in The Life of a Washington Resident

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Enlisted Lands Retirement Homes

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